Crypto lending and consumer protection in EU law: what prospects?

SUMMARY: 1. Introduction. – 2. The ‘contamination’ of credit services with crypto-assets. – 3. Crypto lending services: framing a varied and multifaceted case. – 4. The European frame-work on crypto-asset markets and the exclusion of crypto lending services: what prospects for consumer protection? – 5. European authorities’ intervention on crypto lending and un-regulated services. – 6. The search for a ‘safety net’ for crypto consumers and the available regulatory options. – 7. The ‘cryptic’ relationship between MICA and DSF2. – 8. Possible alternative solutions. – 9. Final remarks.